Our approach to audit engagements is based on the areas of risk at the individual credit union. We utilize an innovative and automated approach that includes a number of proprietary custom applications applied to data of the credit union. This allows us to cover a broad spectrum of data during the course of our work. We coordinate our visits with management and staff in advance to be as efficient as possible. In addition, we utilize a secure internet portal for the transfer of sensitive data. At the conclusion of our work, we review all audit findings with the management team, Audit Committee and the Board.