Regulation Z – Truth in Lending Training

In this presentation our objectives are to explain the history and purpose of Regulation Z, examine the scope of the TILA and exemptions, explain the liability provisions, and provide a discussion of the Ability-to-Repay and Qualified Mortgage rules, and rule changes related to mortgage servicing, mortgage loan origination standards, appraisals, appraisals for “higher-priced” mortgage loans, HOEPA restrictions, and home ownership counseling requirements, and TILA-RESPA Integrated Disclosures.